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Vista California online Form 14135: What You Should Know
The American Friends Service Committee/The Civil Rights Center's Loan Assistance Program Loan assistance is vital to people of color and those with limited financial resources. The program provides loans and loans from the Southern Poverty Law Center (SPEC)'s Loan Assistance Fund (LAW), providing lenders of good will with competitive rates in communities where there are high instances of foreclosure, predatory lending, and nonpayment penalties. While the program is not intended to be a substitute for federal or state programs, LAW supports borrowers by offering loans at low interest rates and by providing resources to communities to prevent and reduce the effects of bank-owned and -controlled foreclosure. We also work with lenders to reduce loan payments, to help borrowers avoid payment penalties, to negotiate repayment plans that result in loan forgiveness, and to offer borrower-focused counseling on repayment plans and strategies. When interested in learning more about the program, please call the SPEC Loans Line at, option #2. Payday Loans Online The American Friends Service Committee's (AFC) Loan Assistance Program provides loans from the Southern Poverty Law Center (SPEC)'s Loan Assistance Fund (LAW). As a result of LAW's efforts, loans have become much more affordable for low- and moderate-income families. Since its inception in 1979, more than one-third of the families who received grants from LAW through December 2025 have been able to save more than one-third of the total loan amount. The program is available in English and Spanish. To apply for a loan, simply complete the online application and attach a copy of your income tax return. You can print the form or complete the steps in the printable PDF form, available here. Loan Assistance There are many programs which help low-income people. You can find them at: Federal financial assistance for individuals or couples and families The following programs are available to Federal recipients 1-888-4WELO (6366) (NYC residents only) (LA residents only) Some programs provide grants or loans to both Federal and Local recipients. Some also provide loans to Federal and State programs.
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